Without government benefits, many needy people would slip through the cracks. In the worst cases, people may have to resort to begging or even criminal activity to acquire the money and other resources they need to survive. In this sense, government programs are not only essential to needy people, but they also provide greater security for society-at-large.


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Without government benefits, many needy people would slip through the cracks. In the worst cases, people may have to resort to begging or even criminal activity to acquire the money and other resources they need to survive. In this sense, government programs are not only essential to needy people, but they also provide greater security for society-at-large.

Each government benefit program provides a different kind of assistance to different groups of people, although there is some overlap. Social Security retirement benefits allow people to continue to receive income after retiring from a lifetime of work. Social Security Disability Insurance helps people who cannot work because of physical or mental disabilities.

Supplemental Security Income provides Social Security beneficiaries in low-income households with additional cash assistance. Medicare is a federal program that only covers the elderly and disabled, while Medicaid is a state program that covers people with low-income. Unemployment insurance provides displaced workers with income while they search for a new job.

Government benefit programs are full of guidelines and regulations that can be difficult to navigate. It is very easy to make a mistake that can cause a denial or suspension of benefits. To save time and avoid frustration, people need to be aware of the scope, process and rules of these programs before contacting any government agency for assistance. While this guide provides the basics of government benefits, potential beneficiaries must contact their local agencies for detailed information about their specific situation. Good Luck!

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